Clear, practical help before and after a storm
Plain-language guides for staying safe, documenting damage, drying out, and avoiding scams. Always follow your local officials first.
Quick answers
Should I evacuate?If local officials order an evacuation for your zone, go. Check your county emergency management site or floridadisaster.org for zones.
When is it safe to go back inside a flooded home?Only after officials say the area is safe. Turn off power at the main if you can do so without standing in water, and watch for gas smells and structural damage.
How fast does mold grow after flooding?Mold can begin growing within 24 to 48 hours on wet materials, so drying out quickly matters.
What should I photograph for insurance?Every room, all damage, water lines on walls, damaged items with serial numbers, and the outside of the home, before you clean up or throw anything out.
How do I apply for FEMA help?If your county is declared for Individual Assistance, apply at disasterassistance.gov or call 1-800-621-3362.